Prepaid Funeral Plans are part of a basic organised funeral via a funeral director and will nomally cost around £1,900. Planning for a funeral with Atheneys is a simple way to not give your family a shock when they suddenly have to pay for a funeral.
Organize a Prepaid Funeral Plan with Atheneys.
Prepaid Funeral Plans have become an important part of sound financial planning for the future, but why?
Life and pension group Royal London says the average cost of a funeral in the UK has risen by nearly 4% in the last year (October 2015) to £3,700, while the UK inflation rate has hovered around zero.
The government will help towards the cost of a funeral, but only if you are on a low income and you or your partner are in receipt of certain benefits. This means that for most people the cost of a funeral will need to be met in full either from your estate or by purchasing a Prepaid Funeral Plan.
The responsibility for arranging the funeral will normal be with either the spouse or a close relative of the deceased. In some situations a family friend may be able to help, especially if the death was sudden and the family are deeply distressed.
Certain things will need to be considered such as weather the deceased is to be buried or cremated. This may well be stipulated in the will of the deceasrd if one has been made, but there is no legal requirement to follow these wishes. Cremation is normally the cheaper option, with burials costing up to almost 3 times the amount.
A basic funeral organised via a funeral directors will normally cost about £1,900 and will include:
Staff, including bearers
Funeral Home and presentation of the deceased
When extras are added on, such as cremation/burial fees, Doctors fees, flowers, obituary, newspaper notice, wake venue and catering fees the price soon adds up.
A prepaid funeral plan is a simple way to pay towards the cost of a funeral in advance. Not only can it save your loved ones from having to pay for the costs of the services in your plan, but it can save you money. This is because the cost is fixed at today’s prices. This means your family won’t be left with a big shock when they have to pay for the funeral had you not taken out a prepaid plan.
For more info on how Atheneys can help you with organizing a prepaid funeral plan please get in touch on 01202 798345.